Commercial opportunity increases as we look to 2024
The commercial property market, like the residential market, has faced a challenging 2023. However there are reasons to be positive as we look ahead to 2024. First, the market is becoming more competitive, rates have started to drop and we have seen the return of...
New product structures offer hope to Buy to Let investors
Interest rate rises earlier this year hit the Buy to Let market hard, given that affordability for these clients is based almost entirely on a direct calculation of the rental income compared to the monthly mortgage payments. However, lenders have responded with the...
Using bridging to get people moving
Brokers have had many frustrations to deal with this year, with frequent rate changes to deal putting a squeeze on customer affordability. Another issue has been the length of time that some property transactions are taking to complete, with the protracted process...
New year, new space
Mortgage borrowers are shifting their mindset. They are getting used to the new rate environment and increasingly taking more practical decisions regarding their future. As we move into the new year and households start to think about needing more space for their...
