The current economic environment means that many more of your clients will have specialist circumstances in 2023. A recent study from specialist lender, Pepper Money, found that the number of people with any form of adverse credit on their credit file within the last...
It hasn’t been an easy time to be a broker in recent weeks. Managing client expectations in a dramatic and uncertain environment can be very challenging, particularly when the result is an often greater cost to borrowers through higher rates or sometimes even deals...
Property remains a great opportunity for investors to earn both income and capital gains, and with demand for housing continuing to exceed supply, there’s little to suggest that this will change in the future. However, investors are being squeezed. Mortgage interest...
In the current environment of volatility and turmoil, it is perhaps unsurprising that second charges – a great method of using existing assets to either shore up finances or unlock cash – are on the rise. Figures from the Finance and Leasing Association (FLA) show...
The Bank of England has officially increased the base rate to 3%, the biggest rise since 1989, and naturally, the mainstream residential mortgage market is feeling the effects. For the estimated 2.2 million people currently on their lender’s Standard Variable Rate...
Gina Blagden, Head of Sales, discusses the importance of specialist support during the cost-of-living crisis. The cost-of-living crisis is on everyone’s minds at the moment. Whether a high earner or minimum wage, homeowner or renter, every person is likely to feel the...
Written by Stewart Simpson, Second Charge Mortgage Specialist In many ways, Consumer Duty should provide little concern for mortgage brokers. After all, the core principle of securing good outcomes for the customer is woven into the DNA of most brokers. However, there...
Written by Jo Logan, Bridging & Development Finance Specialist It’s not yet clear what impact the cost-of-living crisis and economic uncertainty will have on property prices. However, many experts predict that transaction activity is likely to fall before prices...
Written by Michelle Westley, Head of Marketing Working with a specialist distributor not only means you’re able to leverage our sector expertise across different areas of specialist lending, but it also gives your clients access to a wider choice of lenders than you...
Originally published in Bridging Loan Directory Leonardo di Caprio is not the first Hollywood star to prefer younger women. But the Leo Index is now almost as well known as the FTSE (or maybe that should be the VIX). The viral graph shows Leo, 47, has never yet dated...
Michelle Westley, Head of Marketing, Brightstar Financial The latest data from the ASTL shows that the final quarter of last year was a record period for bridging, with both the value of completions and of applications reaching an all-time high. The figures, which are...
Written by Adam Fulcher, Commercial Finance Specialist The cost-of-living crisis isn’t just impacting consumers. Businesses too face a huge increase in energy prices, the impact of which is exacerbated for those businesses that use a lot of power. It’s a sad reality...
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