Products
Second Charge Mortgages – RATE REDUCTIONS

Second Charge Mortgages – RATE REDUCTIONS

We are pleased to announce we have access to rate reductions across Second Charge mortgages. All new interest rates will be available on the from Tuesday 14 January.   Prime-Plus Plans: Lifetime Tracker from +3.24% 2yr Fixed from 7.19% 3yr Fixed from 7.09% 5yr...

LIMITED EDITION 5year fixed personal BTL product

LIMITED EDITION 5year fixed personal BTL product

Limited Edition Product Details: No Product Fee No Application Fee Free valuation for properties up to £500,000 Discounted valuation for properties more than £500,000 Minimum loan amount of £45,000 Maximum loan amount of £750,000 £500 cashback for remortgage...

NEW SEMI-EXCLUSIVE BUY-TO-LET PRODUCT

NEW SEMI-EXCLUSIVE BUY-TO-LET PRODUCT

Key Features: Up to 70% LTV Rate 5.40% 5 year fixed Arrangement fee 4% Proc fee 1.50%   70% - 75% LTV Rate 5.45% 5 year fixed Arrangement fee 4% Proc fee 1.50%   Must complete by 20th November £1 million+ deals MUFBs, holiday lets, portfolios, and HMOs up to...

NEW SEMI-EXCLUSIVE RESIDENTIAL PRODUCTS

NEW SEMI-EXCLUSIVE RESIDENTIAL PRODUCTS

£1,000 cashback residential products for 75% and 85% LTV. Key Features:   ACCEPTABLE ADVERSE: Defaults, CCJs or secured arrears recorded 3 months before application are not accepted.   Tier 0 products Defaults: 0 in 24 months CCJ: 0 in 72 months Mortgage and...

NEW Commercial & Semi-commercial products

NEW Commercial & Semi-commercial products

NEW RANGE! Featuring limited editions & cashback. Plus rate reductions across commercial & semi-commercial Commercial range Key Features: New limited edition remortgage products New 1% cashback products Reduced rates now starting from 6.19% Arrangement fees...

Semi-exclusive Residential & Buy-to-let products

Semi-exclusive Residential & Buy-to-let products

Owner Occupier Key Features: Up to 80% LTV 2 and 5 year fixed rates Rates from 5.39% Minimum loan £45,000 for purchase and remortgage, £2,000 for further advances. No minimum for product switches.   Buy-to-let Key Features: Rates from 4.99% 5 year fixed Max LTV...

NEW Residential Products

NEW Residential Products

This brand new Residential product is aimed at first time buyers, struggling to fit affordability/criteria with the high street banks. VISAs Key Features: Up to 95% LTV No limit in time in the UK No restrictions on time left on VISA All countries considered  ...

Semi-exclusive owner occupier & expat buy-to-let products

Semi-exclusive owner occupier & expat buy-to-let products

Owner Occupier Key Features: Rates from 5.74% Up to 80% LTV 2 & 5 year fixed £500 cashback towards legal costs for remortgages   Expat Buy-to-let Key Features: Rates from 5.54% Up to 70% LTV 5 year fixed £500 cashback towards legal costs for remortgages ​...

Expat Residential Two year fixed product

Expat Residential Two year fixed product

Key Features: Rates from 6.59% Up to 90% LTV 2 year fixed Expat Residential Purchase & Remortgage Minimum loan £25,000 Maximum loan £1,500,000 ​ Extra Information: Ex-Pat Residential LTV 85% Ex-pat BTL & Holiday Let/airbnb (we use true holiday let income) –...

Specialist BTL semi-exclusive product

Specialist BTL semi-exclusive product

Key Features: Rates from 5.29% Up to 75% LTV Loans from £250k to £2.5m 2 & 5 year fixed rates ​​ Acceptable Security​​ HMOs up to maximum of 10 rooms​​ Multi-unit blocks up to maximum of 10 units​​ Single lets BTL with maximum of 10 properties on the loan ​​ ​​...

NEW Commercial Finance product

NEW Commercial Finance product

Key Features: Commercial investment rates from 6.39% Commercial owner occupier rates from 6.19% Purpose built student accommodation rates from 6.49% Up to 75% LTV No maximum loan amount No maximum property value Owner occupier and investment applications accepted...

SEMI-EXCLUSIVE buy-to-let specialist properties product

SEMI-EXCLUSIVE buy-to-let specialist properties product

Key Features: Holiday Lets (Air BNB) & MUFB/HMO up to 6 rooms in Northern Ireland MUFB/HMO up to 12 rooms + Student lets in England & Wales Flats above commercial Ex local flats with deck access Semi-commercial Studio flats below 30 sqm 5 year fixed rate Up to...