5% Deposit Mortgage for First-Time Buyer with Adverse CreditCase StudyLoan: £229,250 LTV: 95% Introducer Commission: £1,197   A first-time buyer with a 5% deposit faced multiple challenges: recent arrears, two small CCJs, high LTV (95%), and a concrete construction...

£1.5M Bridging Loanfor a Grade II Listed Manor HouseCase StudyThis client needed fast and flexible funding to secure their dream primary residence. However, the security property – a stunning Grade II listed manor house estate spanning 23 acres, with multiple...

Landlord Saves £4,836Per Month with Portfolio Refinance Despite Credit ChallengesCase Studyhis client, a portfolio landlord, needed to refinance 11 properties but faced difficulties due to missed mortgage payments caused by a recent hospital stay. Stuck on high...

Helping a First-Time Buyer Secure Finance for a Complex New Build BTL After struggling to place this case, a broker recently referred a first-time buyer, first-time landlord looking to purchase a new build buy-to-let. With a low income of £18k and the property being...

Retirement Interest Only (RIO) mortgage for debt consolidationObjective These clients, aged 71 and 72, were facing difficulties managing their finances in retirement, particularly with mounting debts. They needed a solution to consolidate their debts and ease their...

£300k raised in one month for retired couple looking to investObjective The introducing broker needed assistance for their retired clients, aged 68 and 65, to leverage the equity in their mortgage-free home to invest in a company, aiming to generate passive income...

Acquisition of residential UK property for British Expat residing in Nigeria.Objective Client is a British Expat, living and working overseas in Nigeria, wanting to purchase a residential home in the UK for when they return throughout the year.Obstacle Navigating...

Bridging Facility arranged at 65% LTVTo prevent repossession of family home.Objective Our introducer approached us with clients who had an expired residential mortgage on an interest only basis and the lender had already begun repossession proceedings as the clients...

Interest only second charge mortgage Obtained at 75% LTV against residential property to consolidate the borrowers' business associated debt.Objective Our introducer approached us with a client who obtained a large directorships' loan to purchase land and develop a...

First-time-buyer, first-time-landlordAble to borrow at 75% LTV to purchase an investment property in London, with a complex breakdown of deposit monies.ObjectiveThe borrower wished to purchase the property to be used as an investment as he believed it would appreciate...

Specialist residential mortgage case studyOur holistic approach delivers a bespoke solution to enable a self-build project dreamObjectiveOur broker’s client was looking to finance a large self-build project; they hoped to knock down their £1.5m residential property...