Latest news
Landlord Saves £4,836 Per Month with Portfolio Refinance Despite Credit Challenges
Our team of commercial finance experts were able to secure terms with a challenger bank who offered 60% LTV against a purchase price of £2m, at a rate of 3.12% plus BBR.
Bright Insights, October 2024
Product news
LIMITED EDITION 5year fixed personal BTL product
Limited Edition Product Details: No Product Fee No Application Fee Free valuation for properties up to £500,000 Discounted valuation for properties more than £500,000 Minimum loan amount of £45,000 Maximum loan amount of £750,000 £500 cashback for remortgage...
NEW SEMI-EXCLUSIVE BUY-TO-LET PRODUCT
Key Features: Up to 70% LTV Rate 5.40% 5 year fixed Arrangement fee 4% Proc fee 1.50% 70% - 75% LTV Rate 5.45% 5 year fixed Arrangement fee 4% Proc fee 1.50% Must complete by 20th November £1 million+ deals MUFBs, holiday lets, portfolios, and HMOs up to...
NEW SEMI-EXCLUSIVE RESIDENTIAL PRODUCTS
£1,000 cashback residential products for 75% and 85% LTV. Key Features: ACCEPTABLE ADVERSE: Defaults, CCJs or secured arrears recorded 3 months before application are not accepted. Tier 0 products Defaults: 0 in 24 months CCJ: 0 in 72 months Mortgage and...
NEW Commercial & Semi-commercial products
NEW RANGE! Featuring limited editions & cashback. Plus rate reductions across commercial & semi-commercial Commercial range Key Features: New limited edition remortgage products New 1% cashback products Reduced rates now starting from 6.19% Arrangement fees...
Semi-exclusive Residential & Buy-to-let products
Owner Occupier Key Features: Up to 80% LTV 2 and 5 year fixed rates Rates from 5.39% Minimum loan £45,000 for purchase and remortgage, £2,000 for further advances. No minimum for product switches. Buy-to-let Key Features: Rates from 4.99% 5 year fixed Max LTV...
NEW Residential Products
This brand new Residential product is aimed at first time buyers, struggling to fit affordability/criteria with the high street banks. VISAs Key Features: Up to 95% LTV No limit in time in the UK No restrictions on time left on VISA All countries considered ...
Semi-exclusive owner occupier & expat buy-to-let products
Owner Occupier Key Features: Rates from 5.74% Up to 80% LTV 2 & 5 year fixed £500 cashback towards legal costs for remortgages Expat Buy-to-let Key Features: Rates from 5.54% Up to 70% LTV 5 year fixed £500 cashback towards legal costs for remortgages ...
Expat Residential Two year fixed product
Key Features: Rates from 6.59% Up to 90% LTV 2 year fixed Expat Residential Purchase & Remortgage Minimum loan £25,000 Maximum loan £1,500,000 Extra Information: Ex-Pat Residential LTV 85% Ex-pat BTL & Holiday Let/airbnb (we use true holiday let income) –...
Brightstar
The Specialist Lending Expo – How To Find Us
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Landlord Saves £4,836 Per Month with Portfolio Refinance Despite Credit Challenges
Landlord Saves £4,836Per Month with Portfolio Refinance Despite Credit ChallengesCase Studyhis client, a portfolio landlord, needed to refinance 11 properties but faced difficulties due to missed mortgage payments caused by a recent hospital stay. Stuck on high...
Bright Insights, October 2024
Openwork Brokers: Access Keystone Property Finance products via Brightstar
Exciting news! Openwork brokers can now access Keystone Property Finance via Brightstar Financial, offering unique solutions for your landlord clients. Key Criteria - Individuals, Trading Ltd Co, SPVs & LLPs Remortgages within 6 months HMOs & Multi-Units up to...
Latest podcast
A great customer journey
I have sent over a number of enquiries to Brightstar Financial over the last three or four years including bridging loans, commercial finance and, most recently, second charge lending and have always received excellent service. When referring, I can trust that the...
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Commercial opportunity increases as we look to 2024
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New product structures offer hope to Buy to Let investors
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Using bridging to get people moving
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New year, new space
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It is possible to maximise affordability, even with recent adverse
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WEBINAR: The Bank of Mum and Dad
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Semi-commercial gets competitive
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Limited company dominance shows as landlords get serious