News and insights

Owner Occupier: Key Features: Product name Initial interest rate Followed by our Managed Mortgage Rate currently APRC Max LTV Early Repayment Charges Product Fee 2 Year Fixed Rate until 30/06/2026 5.59% 8.44% 7.9% 60% 2% until 30/06/2025 1% until 30/06/2026 £999^ 2...

Credit Repair: Key Features: Day 1 discharged bankrupt Rates from 7.49% Maximum LTV 70% on purchase or remortgage CCJs: Maximum £6,000 in the last 36 months & none in the last 12 months IVAs: Must not be entered into in the last 6 months. Satisfactorily conducted...

Commercial Finance products: Key lending criteria: Borrower type; UK registered Limited Companies, LLPs, Partnerships and Sole Traders Loan size; £150,000 to £10 million Term; 5 to 25 years. Interest only products maximum 5 years Base Rate type; Variable – Bank of...

Second Charge products: Key features: NEW - 5 yr rates starting from 6.59% NEW - 2 yr rates starting from 7.59% NEW - 3 yr rates starting from 7.39% NEW - Interest Only rates starting from 7.59% NEW - Lifetime trackers starting from 3.20% above SVR NEW - Max...

Buy-to-let products:   Standard product Key features: Individuals (includes First Time Landlords) and Limited Companies (UK SPVs) Houses, leasehold flats and maisonettes to 75% LTV Rates from 3.64% Max LTV 75% Minimum loan size - £50k Maximum loan size - £1.5m...

Residential products: Introducing lower residential rates Rates are reducing across this residential mortgage range. Key Features: 2-year fixed rates now from 6.19% 5-year fixed rates from 5.84% Flexibility with income multiples No maximum loan amount on selected...

Standard Properties: Key Features: Max loan size: £1,000,000 Min loan size: £50,000 Max LTV: 75% Term length: 7 - 30 years* Regions: England, Wales and Scotland Small HMO (up to 6 rooms): Key Features: Max loan size: £1,000,000 Min loan size: £50,000 Max LTV: 75% Term...

Whether you’ve got a buy to let conversion or you’re completing a large refurbishment, we’re here to help with your bridging needs. We work together with specialist lenders to find the right products for you. And, as a partner of InterBay Select we’ve got exclusive...

Key Features: Up to 70% LTV Rate 5.40% 5 year fixed Arrangement fee 4% Proc fee 1.50%   70% - 75% LTV Rate 5.45% 5 year fixed Arrangement fee 4% Proc fee 1.50%   Must complete by 20th November £1 million+ deals MUFBs, holiday lets, portfolios, and HMOs up to...

£1,000 cashback residential products for 75% and 85% LTV. Key Features:   ACCEPTABLE ADVERSE: Defaults, CCJs or secured arrears recorded 3 months before application are not accepted.   Tier 0 products Defaults: 0 in 24 months CCJ: 0 in 72 months Mortgage and...

NEW RANGE! Featuring limited editions & cashback. Plus rate reductions across commercial & semi-commercial Commercial range Key Features: New limited edition remortgage products New 1% cashback products Reduced rates now starting from 6.19% Arrangement fees...

Owner Occupier Key Features: Up to 80% LTV 2 and 5 year fixed rates Rates from 5.39% Minimum loan £45,000 for purchase and remortgage, £2,000 for further advances. No minimum for product switches.   Buy-to-let Key Features: Rates from 4.99% 5 year fixed Max LTV...